Get help from a financial advisor
Personal support that fits your confidence, goals and budget
Guidance
An advisor can help you build (and stick to) a financial plan. Think of them like a personal trainer for your finances.
They can give you information, explain the pros and cons of different approaches when you’re trying to make a big decision, highlight anything you’re missing and they can build forecasts e.g. when you can retire.
They can help you make better decisions but they won’t suggest you make a particular decision like investing in a particular fund, because that counts as advice.
Advice normally works out to thousands of pounds a year so our guidance service is our way to give 80% of the value of having an advisor for 20% of the cost.
£40/month
For 12 months (£480), or £400/year
FCA regulated financial advisor
Unlimited guidance
Plan with forecasts, e.g. retire at 60
Advice
A few levels up from guidance. Rather than just explaining what you can do, an advisor can suggest what they think you should do. They can basically take the decision off your hands.
One of the main advantages of getting advice is that advisors can suggest specific products (like which fund to invest in) and they can manage your money, if you want.
You can either get one-off advice or ongoing advice. The fee depends on the advisor and circumstances but advice costs a lot more than guidance because the work is a lot more involved, in part thanks to the regulations.
The choice between the two comes down to how much money you have as well as your attitude to managing your money - would you like to do it or have someone else do it for you?
Custom price
Fees depends on what you want and the advisor
Advice can be more suitable than guidance in the following situations:
If you’re approaching retirement
If you have complex finances
If you’ve come into a lump sum
If you have >£250k in investable assets
Some of our trusted advisors
Lisa Conway-Hughes
FCA accredited financial advisor
Lisa has the highest level of qualification a financial advisor can get, ‘Chartered’, which is the top 10%. Lisa is a friend of the podcast (she’s been on a few times) and the Founder of LCH Wealth. Check out Lisa’s episode on pensions.
Tom Ashworth
FCA accredited financial advisor
Tom was an accountant for seven years before becoming a financial advisor so has a strong grasp of both personal and professional finances. Tom has similar values to us, and wants to help as many people as he can. Tom’s website.
George Agan
FCA accredited financial advisor
George is also a Chartered financial advisor and planner. He works at Flying Colours Advice and, like everyone we work with, has similar philosophies on money to us. Check out his episode on securing your financial future.